Life Insurance
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Term Insurance is a type of life insurance that provides coverage for a certain period of time or a specified number of years. It is used or income protection, mortgage protection, college education protection, retirement protection and much more. It is the most coverage you can buy for the least amount of dollars.
Unlike term life insurance, permanent life insurance lasts for the lifetime of the insured, unless non-payment of premiums causes the policy to lapse. Permanent life insurance premiums go toward both maintaining the policy’s death benefit and allowing the policy to build cash value. The policy owner can borrow funds against the policy’s cash value.
Permanent life insurance policies enjoy favorable tax treatment. The growth is tax deferred and money can be taken out of the policy without being subject to taxes via policy loans.
Life Insurance is extremely important to you and your family’s well-being. KNOW your options. Use this FREE self-help tool to quickly shop for the best life insurance rates available. Get accurate quotes from EXPERT agents that will make sure you have the right coverage.
